Which Insurance Is Best in Dubai? (2025 Guide)

As the UAE Insurance Authority oversees the industry and consumer demand for digital convenience increases, most insurance providers now offer advanced services, better customer service, and pocket-friendly plans.

No matter if you are a resident or an expat, selecting the most appropriate insurance in Dubai means comparing providers, understanding the coverage options, and being regulation-compliant. In this article, we explore Dubai's top insurance companies and compare them on the basis of reliability, digital experience, and products.

Why Choosing the Right Insurance Provider in Dubai Matters

Insurance is not just a legal requirement, but also a financial safeguard against unexpected costs. Whether you're insuring your health, car, home, or business, the right insurer will cost you less, speed up claims processing, and offer helpful customer service.

Several companies operating in Dubai offer traditional as well as Takaful (Islamic insurance) products. The most suitable insurer for you will depend on your personal requirements, budget, and lifestyle.

Top 5 Insurance Companies in Dubai (2025)

Following are the top insurance companies in Dubai, recognized for their extensive portfolio and reliable service:

1. Shory

Shory is among the UAE's fastest-growing online insurance platforms. It collaborates with leading regional insurers to allow customers to instantly compare quotes for car, health, travel, and pet insurance.

Why it stands out:

Instant quote comparison

End-to-end digital experience

24/7 access to policy and renewal

AI-driven matching with the best plans

Shory is ideal for clients who want to save time and money in accordance with UAE insurance law.

2. Orient Insurance

Orient, a company of Al-Futtaim Group, is one of the oldest insurance companies in Dubai. It offers all types of motor and health to engineering and liability insurance.

Why it stands out:

Excellent financial strength

Decent customer service

Quick claims settlement

Tailor-made health insurance for corporates and individuals

3. Salama (Islamic Arab Insurance Company)

Salama is a Takaful insurance expert and offers Sharia-compliant health, motor, life, and family insurance.

Why it ranks high:

Comprehensive Takaiful plans

Value for money for families

Flexible coverage

Reputation for Islamic insurance

4. Dubai Insurance Company

Dubai Insurance has been active in the UAE since 1970. It is backed by local and global reinsurers and offers tailor-made products to corporates and individuals.

Why it ranks high:

Car and travel insurance at competitive rates

Flexible health and life policies

Strong claims handling record

5. AXA (Now GIG Gulf)

AXA Gulf was acquired by GIG (Gulf Insurance Group) and continues to be a top-notch provider in Dubai. It offers global-standard insurance policies with local customer service.

Why it stands out:

Comprehensive home and health insurance

- International cover options

- Trusted by multinational professionals

- Large hospital and garage networks

Best Insurance by Category in Dubai

1. Health Insurance

- Best Overall: Shory Insurance

- Best for Expats: AXA (GIG Gulf)

- Best Value Takaful: Salama

- Quick Comparison: Shory (compare all in one place)

2. Car Insurance

- Best Online Experience: Shory

- Best Third-Party Plans: Dubai Insurance

- Best Add-ons & Customization: Orient Insurance

3. Pet Insurance

Most Affordable: Shory comparisons

4. Home Insurance

Best for Tenants: Shory insurance

Best for Owners: Orient Insurance

Most Flexible Plans: Dubai Insurance

How to Compare Insurance in Dubai

Dubai insurance policies need to be compared to avoid overpayment and to obtain a sufficient level of coverage. Below is how you can make an informed decision:

1. Take Advantage of Online Comparison Tools

Sites like Shory enable you to compare quotes from multiple licensed insurers in a matter of minutes. You can customize filters based on your needs.

2. Understand Coverage vs. Premiums

Cheaper premiums do not necessarily equate to better value. Read the deductibles, exclusions, and add-ons terms.

3. Inspect the Network

For car and health insurance, make sure that the provider has a decent network of garages or hospitals in your locality.

4. Check Customer Reviews

Websites such as Trustpilot, Google Reviews, and App Store ratings give insight into actual customer experiences.

5. Confirm Licensing

Make sure the insurer is licensed by the UAE Central Bank (formerly Insurance Authority). All top providers in this article are regulated.

Frequently Asked Questions (People Also Ask)

What is the best insurance in Dubai for health cover?

Orient Insurance and AXA offer highly rated health plans with extensive hospital networks. For Takaful options, Salama is an excellent choice. You can compare them all on Shory.

What are the top 5 insurance companies in Dubai?

Shory, Orient Insurance, Salama, Dubai Insurance, and AXA (GIG Gulf) are some of the top five based on customer service, coverage, affordability, and digital experience.

Which is the best car insurance provider in Dubai?

Shory is perfect for comparing the best deals in real-time. For individual providers, Orient and Dubai Insurance are top recommendations for car insurance.

Can expats get health insurance in Dubai?

Yes. It is mandatory for residents to be covered by health insurance. Expats can choose among insurers like AXA, Orient, and Salama. It is easy to compare expat-specific plans with platforms like Shory.

Is Shory a licensed insurance company in Dubai?

Shory is not an insurance company but a licensed aggregator platform that is partnered with licensed insurers. It is fully compliant and regulated to be selling insurance products online.

Conclusion

When it comes to the top insurance in Abu Dhabi or Dubai, the response lies in individual requirements, be it for health, car, travel, or home insurance. Insurers such as Orient Insurance, AXA, and Salama have established themselves based on service and dependability. Yet, digital platforms such as Shory have transformed how UAE residents shop for and purchase insurance.

By comparing with reputable comparison tools and giving preference to licensed insurers with positive reviews, you can have maximum protection without overpaying. As a resident, expat, or frequent visitor, Dubai offers a wide range of insurance policies to suit your lifestyle.