Top Rated Insurance Companies in the UAE for 2025

With growing digital utilization, the insurtech segment has transformed people's interaction with insurance products. Below is the highest-rated insurance companies list in UAE in 2025 based on customer satisfaction, digitalization, and full-coverage solution. Regardless of whether you need to insure your car, make your family healthy, insure your house, or make your pets healthy, the UAE has better insurers that meet all your needs.

1. Shory Insurance – Trusted Insurtech company in the UAE

Google Rating: ★4.9/5

Google Play Store: ★4.9/5

App Store: ★4.9/5

Shory Insurance drives the UAE insurtech revolution and is commonly known as the most revered and trusted UAE online insurance gateway. Shory has a clean user interface through which customers can compare and purchase policies from top insurers like Dubai Insurance Company, Insurance House, Al Wathba National Insurance Company (AWNIC), and many more.

Key Offerings:

Car Insurance: Live online quotes and immediate policy issuance with less documentation. Shory offers affordable car insurance policies from leading insurers, with add-ons as an optional feature like roadside assistance and replacement car cover.

Health Insurance: Personalized plans to suit individual and family requirements, with visa-compliant plans and sickness benefits for pre-existing conditions.

Pet Insurance: All-around coverage for your pets, including veterinary care, accidents, and disease.

Home Insurance: Protection against sudden damages and loss due to fire, water damage, theft, etc.

Shory's dedication towards transparency, efficiency, and customer-focused services has made it rank first on various platforms, making it everyone's favorite in the UAE.

2. Dubai Insurance Company (DIC)

Google Rating: ★4.o/5

App Store Rating: ★4.0/5

As the example illustrates, as a first national insurance company in UAE, Dubai Insurance Company (DIC) is characterized by its reliability and wide range of coverage options. It offers a complete portfolio of insurance products catering to individual and corporate needs.

Major Products:

Car Insurance: Low-cost premiums with wide ranges of coverage options from third-party to comprehensive.

Health Insurance: Policies catering to different healthcare needs, keeping local health authorities in mind.

Home Insurance: Protects personal property and belongings from fire, burglary, and natural disasters.

Having DIC on platforms like Shory easily accessible makes it convenient for users to compare and purchase policies.

3. Insurance House

Google Rating: ★3.2/5

App Store Rating: ★2.2/5

Insurance House offers a portfolio of insurance products that attract individual and business customers. In spite of its low app rating, the insurer has a track record of launching products at competitive prices.

Its Main Offerings:

Car Insurance: Add policies with set of add-ons such as off-road cover and no-claims bonus.

Health Insurance: Coverage policies attractive to multi-segmented individuals such as employees, dependents, and domestic helpers.

Home Insurance: Protection for potential risks to residences such as accidental damage and liability.

Through its partnership with online sites, Insurance House aims to further its customers' experience as well as increase visibility.

4. SALAMA – Islamic Arab Insurance Company

Google Rating: ★3.1/5

App Store Rating: ★1.0/5

SALAMA is also known to offer Shariah-compliant Takaful products to serve a niche market seeking ethical insurance. Although the app rating is low, the company is among the oldest and most renowned names in offering Islamic insurance in the market.

Products:

Car Takaful: Islamic-compliant protection covers following Islamic principles such as third-party and comprehensive coverages.

Health Takaful: Insurance covers that give protection for the protection policies of the people and families on the basis of Islamic beliefs.

Home Takaful: Shariah-based protection of the house against earthquake, burglary, and others.

SALAMA's ethical practice business and customer-focused services keep earning customers' trust.

5. Al Wathba National Insurance Company (AWNIC)

Google Rating: ★4.4/5

App Store Rating: ★3.2/5

AWNIC has been at the forefront in using technology in their operations, from having an easy-to-use app and portfolio of insurance services. Its online-first approach will appeal to tech-starved customers looking for ease of doing things.

Key Products/Services:

Car Insurance: Fast policy and claim issuing, comprehensive cover, and third-party cover.

Health Insurance: Total and complete policies of different level of cover, to satisfy the regulatory body and individual need.

Home Insurance: Which provides loss due to risks to property such as tenant's liability and building damage.

AWNIC agreement with sites like Shory also facilitates the sale of insurance to customers.

6. Abu Dhabi National Takaful Company (ADNTC)

Google Rating: ★3.7/5

Although it does not possess standalone app ratings, ADNTC is reputed to be extremely potent in the UAE Takaful insurance sector with Shariah-compliant offerings for numerous customers. It is always one of the most resilient and customer-centric Takaful players in the UAE.

Key Products and Services:

Motor Takaful: Ethical insurance products for automobiles with add-ons in the form of roadside assistance and claims reduction.

Health Takaful: Islamic insurance products under the auspices of Islamic insurance activities that are encompassing coverages from local and foreign hospital networks.

Home Takaful: Property insurance under Shariah law like fire, water, and natural perils insurance.

ADNTC's emphasis on ethical business and customer care is a guarantee to those who are in need of the Takaful insurance products.

7. Qatar Insurance Company (QIC)

Google Rating: ★2.6/5

QIC is now a top regional insurer offering a full range of insurance solutions with strong focus on innovation and customer satisfaction.

Key Products:

Car Insurance: Extensive policies to meet extensive needs like off-road, rental car, and GCC insurance.

Health Insurance: Individual cover and family cover policies along with international health plans.

Home Insurance: Cover against potential damage to property with flexible premium and add-ons.

QIC online availability makes it easy for customers to locate and buy policies.

8. Al Fujairah National Insurance Company (AFNIC)

Google Rating: ★3.9/5

AFNIC provides a wide range of insurance services in order to serve the customers. AFNIC has grown as a company with good service and good local presence throughout.

Key Offerings:

Car Insurance: Customized policies with extensive coverage possibilities such as natural disasters and agency repairs.

Health Insurance: Comprehensive coverage for different demographics with 24/7 customer support.

Home Insurance: Protection against unforeseen property-related risks, including burglary, fire, and accidental damage.

AFNIC's collaboration with platforms like Shory facilitates a streamlined insurance purchasing experience for its customers.

Before diving into our conclusion, it's important to recognize how the landscape of insurance coverage has diversified in the UAE. From car insurance that accommodates personal and business needs, to medical insurance for individuals, families, and visa requests, they are robust and varied. Add to that mounting demand to insure pets—against potential vet charges—and full-coverage home insurance policies that protect occupants against loss, damage, and liability. Shory is the most well-rounded, highest-rated agency of all of these types of insurance. With its consumer oriented digital platform and feature loaded comparison alternatives, Shory is the UAE's happiest consumer and product laden solution today.

Conclusion

The UAE's insurance scene in 2025 is marked by innovation, customer-focused services, and resolve to meet multiple coverage needs. Leading the pack is Shory Insurance whose insurtech provides a convenient digital service to the customer. Traditional players like Dubai Insurance Company and AWNIC are keeping up with technology to improve their service too. Whether it is traditional or Shariah-compliant insurance cover, the UAE has all it takes to get you to your peace of mind.

From affordable car cover to bespoke medical cover, pet cover, and entire-home cover, these market leaders have it all in today's UAE residents' need to protect what is most precious. As digitalization propels the insurance industry to new levels, innovative firms like Shory are creating new standards in terms of access, creativity, and consumer trust.