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The Spousal Maintenance Conversation We Avoided for Months - Until Mediation Helped Us Tackle It

Why talking about spousal maintenance feels so hard, and how mediation can help calm the conversation.

By Jess KnaufPublished 27 minutes ago 4 min read
A separated parent discussing finances in mediation

For months, we talked around the issue.

But never about it.

We talked about the children.

We talked about the house.

We even talked about who would keep the dog.

But when it came to spousal maintenance, the conversation stopped before it started.

Not because we didn’t care.

But because the emotions tied to money, fairness, and independence felt too raw to touch.

If you are avoiding this conversation too, you are not alone.

Spousal maintenance is one of the most emotionally charged topics separating couples face. It mixes finances with identity, fear, and unspoken resentment.

What changed everything for us was financial mediation.

And the structure it gave to a conversation we simply couldn’t manage on our own.

Why Spousal Maintenance Feels So Hard to Talk About

Money discussions during separation are rarely just about numbers.

For us, spousal maintenance raised questions neither of us wanted to say out loud.

Am I being unreasonable for asking?

Does paying mean I’ve failed?

How long is “long enough”?

What does fair even look like now?

We found ourselves stuck in silence.

Every attempt ended in defensiveness or frustration.

Emails went unsent.

Texts were rewritten, then deleted.

Avoiding the conversation didn’t make the problem smaller.

It made it heavier.

What Spousal Maintenance Actually Is (And Isn’t)

Before mediation, we realised something important.

We were having the same argument, but not from the same starting point.

In England and Wales, spousal maintenance is a regular payment from one former partner to the other after separation or divorce. It is designed to help one person meet their reasonable needs where there is a clear difference in income and no immediate way to bridge that gap.

It is not automatic.

It is not a punishment.

And it is not always for life.

When deciding whether spousal maintenance applies, the court looks at a range of factors under section 25 of the Matrimonial Causes Act 1973. These include income, earning capacity, the length of the marriage, and future needs.

The Turning Point: Choosing Financial Mediation

We didn’t choose financial mediation because we were getting on well.

We chose it because we weren’t.

What mediation offered wasn’t instant answers.

It offered structure.

A neutral space.

A trained mediator.

Someone who could slow the conversation down and keep it focused.

Instead of debating positions, we explored different questions.

What does each of us need right now?

What might support look like in the short term?

How could independence realistically be achieved over time?

That shift mattered.

It turned “you versus me” into a problem we could look at together.

How Mediation Changed the Conversation

The difference was immediate.

The mediator helped us break discussions into manageable topics.

They helped us focus on needs, rather than blame.

They helped us talk about affordability without defensiveness.

Most importantly, we talked about time-limited spousal maintenance, rather than open-ended fear.

We were also encouraged to get legal advice alongside mediation. Not because mediation replaces legal input, but because it works better when both people understand the legal framework.

Fairness Looks Different From Each Side

One of the most helpful moments came when we realised something simple.

We were using the same word, fairness, to mean very different things.

For one of us, fairness meant security while rebuilding a career.

For the other, it meant certainty and a clear end point.

Financial mediation gave space for both views to exist.

We explored options such as stepped-down maintenance.

Review clauses.

Clear triggers for change.

Nothing was imposed.

Everything was discussed.

Practical Tips If You’re Facing This Conversation

If spousal maintenance feels like the elephant in the room for you, these steps can help.

First, get clear on the facts.

Understanding how spousal maintenance works in can reduce fear and misinformation.

Second, separate emotions from structure.

Your feelings matter. But decisions benefit from a calm framework.

Third, consider financial mediation early.

Avoiding the topic rarely makes it easier later.

Fourth, be open to time-limited solutions.

Maintenance does not have to be “forever” to be meaningful.

Finally, get legal advice alongside mediation.

It can be helpful to sense-check proposals before making them binding.

Why Mediation Helped Us Move Forward

We didn’t walk out of mediation feeling joyful.

But we did feel heard.

We felt understood.

And for the first time in months, we felt unstuck.

Our agreement reflected real life, not a court template.

And when we later chose to make it legally binding, Mediate UK helped explain our options clearly and calmly.

Where to Start If You’re Thinking About Spousal Maintenance

If you are unsure whether spousal maintenance could apply to your situation, or whether financial mediation might help calm these discussions, it can be helpful to begin with a clear overview.

Final Thought

Avoiding difficult conversations does not mean you are getting things wrong. It means you care about the outcome and the impact on everyone involved.

Spousal maintenance is not only about money. It is closely linked to emotions, security, and future plans. With the right support, clear structure, and reliable information, it can be discussed in a way that feels fair, respectful, and manageable.

Note: This story is based on real experiences. AI has been used to help structure the piece, but the final version has been reviewed, edited, and added by a human.

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About the Creator

Jess Knauf

Jess Knauf is the Director of Client Strategy at Mediate UK and Co-founder of Family Law Service. She shares real stories from clients to help separating couples across the UK.

Jess is author of The Divorce Guide in England & Wales 2016.

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